Comparison
BankToBooks vs Zil Money
US payments platform with a free bank statement converter. Here's how we compare on the things that actually matter to accountants and finance teams.
BankToBooks
- Tally Prime XML export
- Zoho Books / QuickBooks / Xero exports
- Multi-statement reconciliation on free tier
- WhatsApp intake
- 50+ banks across 9 countries
- Public REST API
- GST / VAT-aware categorisation
- Password-protected PDFs supported
Zil Money
Authority score: 45/100 · Free converter · payments platform priced separately
Strengths
- Free basic PDF → CSV/QBO/OFX converter
- US-focused bank coverage
- Bundled with a payments/ACH product
Gaps vs BankToBooks
- Bank statement conversion is a lead-magnet, not the core product
- No India / MEA / SEA bank templates
- No Tally / Zoho / Xero-native exports
- No multi-statement reconciliation
- No API for bank statement conversion
- Pushes users into the payments upsell
Try BankToBooks on the same statement you're testing them with.
Free tier: 5 statements/month. No credit card.
Start converting — no signup