Country guide

Bank Statement Converter for Australia

CommBank, Westpac, ANZ, NAB — PDF to Xero or MYOB in seconds.

English · AUD · GST · High-value Xero heartland
"Best Xero-compatible converter for Aussie banks."
Rebecca T., Melbourne
Accounting tools supported
  • · Xero
  • · MYOB
  • · QuickBooks Online
  • · Reckon
Tax handling

GST-ready categories, BAS-compatible tags.

Banks covered
9

Supported Australia banks

Also supported
Commonwealth Bank (CBA)WestpacANZNABMacquarieING AustraliaBendigo BankSuncorpBankwestSt. GeorgeBOQUp BankJudo Bank

GST & compliance guidance

GST at 10%

Line-level GST split (GST-free, taxable, input-taxed, out-of-scope) aligned with BAS labels G1, G2, G3, G10, G11, 1A and 1B.

PAYG withholding

Salary payments are decomposed into gross, PAYG withheld and net, feeding directly into your monthly IAS / quarterly BAS.

Single Touch Payroll (STP)

Employee payment records are export-ready for STP Phase 2 including allowances, RESC and RFBA breakdowns.

Pre-flight checklist

Australia conversion checklist (GST, statement retrieval, common mistakes)

A downloadable Markdown checklist covering retrieval channels for Australia banks, the GST / statutory fields to preserve, the accounting formats your CA will ask for, and the top conversion mistakes to avoid. Print it before your next reconciliation run.

Popular conversions

How to convert a Australia bank statement

Works with every Australia bank we support — digital PDFs, scans and phone photos.

  1. Step 1

    Upload the statement

    Download the PDF from your Australia bank's internet banking or app and drop it in. Password-protected files are accepted — the password is entered once and never stored.

  2. Step 2

    Review the parsed rows

    The bank template is detected automatically, GST treatment is applied, and the running balance is reconciled line by line so nothing is silently mis-read.

  3. Step 3

    Export to Xero

    Download as Xero, MYOB, QuickBooks Online-ready files, or plain Excel and CSV for anything else.

Australia bank statement conversion — FAQs

Which Australia banks are supported?

We support 9+ Australia banks including all major private, public sector and neo-banks. Any statement in PDF, image or CSV form works.

Is my Australia bank statement data private?

Files are processed in isolated per-session storage, encrypted in transit, and auto-deleted within 24 hours. They are never used to train external models.

What accounting tools can I export to?

Xero, MYOB, QuickBooks Online, Reckon — plus CSV, Excel, QBO and OFX for anything else.

What is a bank statement?

A bank statement is a periodic document issued by your bank listing every transaction on an account for a period — usually one month. It shows the opening balance, each debit and credit with a date and description, and the closing balance. Banks issue it as a PDF, a printed copy, or a downloadable CSV/OFX file.

How do I get a bank statement?

Sign in to your bank's internet banking or mobile app, open the account, choose Statements (sometimes 'e-statements' or 'Documents'), pick a date range, and download the PDF. Most banks keep 12–24 months online; older periods are requested from a branch or support. You can upload the downloaded PDF here directly — no need for the CSV version.

How long should I keep bank statements?

As a rule of thumb keep them seven years if they support a tax return, three years for general business records, and at least one year for personal budgeting. Digital copies count in most jurisdictions, so converting statements to Excel or CSV is a valid way to archive them in a searchable form.

Convert your first CommBank statement free.

Sample: A$ 12,456.78

Try free — no signup

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Reviewed by the Convert Bank Statements team · About · Trust & security · Last updated 2026-09-07