Bank Statement Converter for the US
Chase, Bank of America, Wells Fargo, Citi, Amex — PDF straight to QuickBooks .qbo.
"The .qbo export imports cleanly into QuickBooks Online."— Maria L., Austin
- · QuickBooks Online
- · Xero
- · Wave
- · FreshBooks
Schedule C-aligned categories for sole proprietors.
Supported United States banks
Tax & compliance guidance
Categories map to IRS Schedule C lines (advertising, contract labor, meals-50%, office, travel, utilities, etc.) so your sole-proprietor return is drop-in-ready.
Contractor payments ≥ $600/yr are aggregated per counter-party with EIN/SSN placeholders so you can generate 1099-NEC filings directly.
State-by-state sales tax collected vs remitted is tracked from POS descriptors — helpful for economic-nexus review across NY, CA, TX and 40+ other states.
United States conversion checklist (Tax, statement retrieval, common mistakes)
A downloadable Markdown checklist covering retrieval channels for United States banks, the Tax / statutory fields to preserve, the accounting formats your CA will ask for, and the top conversion mistakes to avoid. Print it before your next reconciliation run.
Popular conversions
How to convert a United States bank statement
Works with every United States bank we support — digital PDFs, scans and phone photos.
- Step 1
Upload the statement
Download the PDF from your United States bank's internet banking or app and drop it in. Password-protected files are accepted — the password is entered once and never stored.
- Step 2
Review the parsed rows
The bank template is detected automatically, Tax treatment is applied, and the running balance is reconciled line by line so nothing is silently mis-read.
- Step 3
Export to QuickBooks Online
Download as QuickBooks Online, Xero, Wave-ready files, or plain Excel and CSV for anything else.
United States bank statement conversion — FAQs
Which United States banks are supported?
We support 51+ United States banks including all major private, public sector and neo-banks. Any statement in PDF, image or CSV form works.
Is my United States bank statement data private?
Files are processed in isolated per-session storage, encrypted in transit, and auto-deleted within 24 hours. They are never used to train external models.
What accounting tools can I export to?
QuickBooks Online, Xero, Wave, FreshBooks — plus CSV, Excel, QBO and OFX for anything else.
How do I get a Chase or Bank of America statement PDF?
In Chase, open the account → Statements → choose the month → Download PDF. In Bank of America, go to Statements & Documents. Both keep about seven years online, which is exactly the window the IRS may ask about.
Will the .qbo file import into QuickBooks Online?
Yes. The generated .qbo uses a valid FI ID and unique FITIDs per transaction, so QuickBooks Online and Desktop import it as a bank feed without the '.qbo file cannot be read' error.
How long should I keep US bank statements?
Keep three years for a standard return, six years if you under-reported income by more than 25%, and seven years if you claimed a bad-debt or worthless-securities deduction.
Are credit card statements from Amex and Capital One supported?
Yes — card statements are parsed alongside checking and savings, including interest, fees and foreign-transaction lines with the FX rate applied.
What is a bank statement?
A bank statement is a periodic document issued by your bank listing every transaction on an account for a period — usually one month. It shows the opening balance, each debit and credit with a date and description, and the closing balance. Banks issue it as a PDF, a printed copy, or a downloadable CSV/OFX file.
How do I get a bank statement?
Sign in to your bank's internet banking or mobile app, open the account, choose Statements (sometimes 'e-statements' or 'Documents'), pick a date range, and download the PDF. Most banks keep 12–24 months online; older periods are requested from a branch or support. You can upload the downloaded PDF here directly — no need for the CSV version.
How long should I keep bank statements?
As a rule of thumb keep them seven years if they support a tax return, three years for general business records, and at least one year for personal budgeting. Digital copies count in most jurisdictions, so converting statements to Excel or CSV is a valid way to archive them in a searchable form.
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