Guide

How to check an IFSC code (India)

IFSC = 11-character code identifying an Indian bank branch. Here's how to find, verify and reverse-lookup any IFSC — with a free lookup tool.

IFSC (Indian Financial System Code) is an 11-character alphanumeric code identifying every bank branch in India for NEFT, RTGS and IMPS transfers. First 4 chars = bank; 5th = 0 (reserved); last 6 = branch. You'll need it to send money, set up payroll, or add a payee.

Step-by-step

Step 1
Use the IFSC lookup tool

Open our free IFSC lookup, type the bank name (e.g. 'HDFC') and city, and pick the branch.

Step 2
Or check the cheque book

Every cheque leaf prints the IFSC and MICR at the bottom.

Step 3
Or check net banking

Every major bank shows the IFSC in Account Details / Account Summary.

Step 4
Verify before sending money

One wrong character routes to the wrong branch. Always paste the IFSC from the payee, don't type from memory.

FAQs

Can I find IFSC from account number?

Not reliably — IFSC identifies a branch, an account number doesn't encode the branch. Ask the payee, or check their cheque.

Do IFSC codes change?

Yes — bank mergers change codes. e.g. Post-merger, all Corporation Bank branches migrated to Union Bank IFSCs.

Is MICR the same as IFSC?

No — MICR is a 9-digit code for cheque clearing; IFSC is 11 characters for electronic transfers.

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