Format comparisons
Decision matrices for every bank statement format pair — CSV, QBO, OFX, QFX, IIF, PDF, Excel. Pick the right format in 30 seconds, then jump to the converter you need.
CSV
QBO (Web Connect)
OFX
CSV vs QBO vs OFX for QuickBooks / Quicken
CSV is universal but drops metadata. QBO is QuickBooks-native and dedupes on re-import. OFX is the open sibling of QBO. Here's the decision matrix.
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QBO
QFX
QBO vs QFX — the difference explained
QBO is for QuickBooks; QFX is for Quicken. Both are OFX 2.x variants with different FI signatures. Here's when to use each and how to convert.
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IIF
QBO
IIF vs QBO for QuickBooks Desktop
IIF is QuickBooks Desktop's batch-import format (splits, journal entries, CoA). QBO is the Web Connect bank-feed format (transactions only, dedupe on FITID).
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Excel (.xlsx)
CSV
PDF to Excel vs PDF to CSV
Excel preserves formatting, formulas and multi-sheet workbooks. CSV is universal and pipes into any tool. Here's when to pick each.
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